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  • Management Team

James Guarino, CPA/PFS, CFP®, MST

Partner

MY BEST ADVICE…

Make a difference in life and have a positive influence on everyone you meet.

A QUOTE THAT INSPIRES ME…

"We're evaluated and classified by the four ways we have contact with the world: what we do, how we look, what we say, and how we say it."

(978) 557-5374

Experience

Mr. Guarino applies over 30 years experience to his work with individual and family financial planning clients. Taking a holistic approach to the planning process, he crafts solutions that address various financial, investment, business, tax and family considerations. Jim provides “Personal CFO” services to a select number of the Firm's high net worth families and family-office clients and has also been requested to moderate family council meetings. His most valuable skill is his ability to actively orchestrate various business, estate and tax planning transactions on behalf of clients while coordinating with other client advisors.

Jim's thought leadership is reflected in various local and national media through speaking and authoring engagements, seminars and presentations. His work has been published in a variety of AICPA and MSCPA articles and he has been quoted in the Wall Street Journal, Forbes and the Boston Business Journal.

Education

  • MST – Master of Science in Taxation; Bentley College
  • BS – Business Administration, Accounting; Merrimack College

Professional Affiliations

  • AICPA, Member of the Tax Division and Personal Financial Planning Division
  • AICPA, Ambassador Program
  • MSCPA, Member of the Speakers/Writers Committee
  • Financial Planning Association and Massachusetts Chapter of the Financial
  • Planning Association, Member of the Financial Literacy Committee
  • Adjunct Professor at Merrimack College
  • Junior Achievement of Northern New England, classroom volunteer/presenter
  • Board Member and Advisor to local nonprofit organizations
  • Certified Financial Planner Board of Standards, exam content reviewer

Expertise

  • Financial plan design and goal setting
  • Budgeting and cash flow management
  • Strategic tax planning, compliance and consulting
  • Asset allocation and rebalancing strategies
  • Retirement planning
  • Estate planning and wealth transfer strategies
  • Family and business succession planning
  • Charitable giving and tax planning strategies
  • Educational planning strategies
  • Debt management solutions
  • Personal financial reporting
  • Educational seminars for owners and employees

Certifications

  • CPA – Certified Public Accountant
  • PFS – Personal Financial Specialist (AICPA)
  • CFP® – Certified Financial Planner
  • FINRA Series 65 – Investment Advisor Representative

OUR TEAM

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